Apply For Online Loans Up To K2,000 with Zamcash

Get instant mobile money loans with no paperwork, no guarantors, and no collateral required.

Apply Now

Why Choose Zamcash?

No Paperwork

Complete your application entirely online with no physical documents required.

100% Mobile

Apply and receive funds directly to your mobile money account from anywhere.

5 Minute Approval

Get approved and receive your funds in just 5 minutes after application.

Who is eligible to apply?

  • Zambian citizen
  • Age: 21-60 years
  • Have your own mobile money (MTN/Airtel)
  • Be a holder of a Zambian NRC

Important Information

Loans provided by Biu Capital Ltd. Licensed and regulated by the Bank of Zambia.

  • No Paperwork, no guarantors or collateral required
  • Entirely online process from the comfort of your home
  • Receive mobile money in 5 minutes after application (* Terms and Conditions Apply)

How It Works

1

Sign Up

Create your account with basic details to get started with your loan application.

2

Personal Information

Provide your personal and financial details for verification.

3

Instant Transfer

Get approved and receive funds directly to your mobile money account.